Collins Kiptoo
Work

Everything shipped, with what was mine.

Client platforms list the parts I was responsible for. The rest was someone else's. Confidential systems are described, not linked.

2024 · 26

Cloover financing platform

Software engineer, backend for payments, credit and compliance. Berlin, remote.

Embedded financing for solar, storage and heat pumps. 6,000+ users, about 20,000 installations a year. I owned payment infrastructure, reconciliation, credit-bureau data, invoicing and tax correctness, the EIF eligibility audit system, document and email tooling, and the legacy side of the migration to Google Cloud. Private platform; the public site is cloover.co.

Payments and data · Bubble.io

2026

Payout Reconciler

Personal, open source on completion

An evaluated agent that links bank payouts to invoices: rules first, model for the ambiguous cases, human review for low confidence, published metrics. Design and evaluation.

2023

Fence

Naviu.tech. Backend and front end.

Asset-backed finance operations for lenders: capital, interest, collateral and payment-schedule insights replacing the spreadsheets debt facilities ran on. I built the data model, workflows and calculations and the dashboard; design was the client's. Fence later raised a $20M Series A and reports $1.5B in assets under administration.

2023

Koncile.ai

Naviu.tech. Front end and review flows.

Scanned invoices and purchase orders extracted with AWS Textract into structured data with automated line-item reconciliation. I built the Bubble front end and the validation flows; the extraction pipeline was the client's.

2023

Aspire Planning

Naviu.tech

Construction programme planning: projects, metrics, variances, submissions and acceptances. Shipped as an MVP and case study.

2022 · 23

Compminer

Webmastry.com

Anonymous compensation benchmarking for US sales professionals. Survey collection, a scoring model and the comparison charts were mine; branding was not.

2022

Six apps at Optimal.dev

US agency, remote
  • Rightminds: project marketplace with Stripe Connect split payments, escrow-protected milestone payouts, DocuSign contract execution
  • YBR Gig: two-way inventory sync across Shopify, Amazon, eBay, Facebook Marketplace and Mercari
  • Agriculture Technologies: pest-count estimation from user photos on a Xano backend
  • ReviewTamer and Gigopost: post-purchase review collection; employee social sharing
2021 · 26

Freelance

Upwork and direct. Seven contracts, 5.0 on every rated one.

A ten-month fullstack engagement for a US client, consolidating several apps into one application, Bulk Create API support, a QA audit delivered as a written report, booking platforms and internal tools.

2020

Before software

Jubilee Insurance, actuarial intern. Teknospur, junior developer.

Insurance data validated for risk pricing; model development and reporting accuracy checks. Then first MVP builds. The quantitative habit that shows up in the interest-rate and VAT work.

Got something to build?

collo060@gmail.com
Collins KiptooNairobi, on European hours.
Contract, full-time, or a short paid pilot.

Email Collins

collo060@gmail.com

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